The trouble with this strategy (or lack thereof) says Joe Ready, Wells Director of Institutional Retirement and Trust, is that the longer you put it off, the more difficult it gets.

富国银行机构退休和信托总监乔•瑞迪表示，这一策略的问题（或不足之处）是推后的时间越久，就越难实现。

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Since then, some of you have probably seen parents put off retirement, friends struggle to find work.

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Now, many of them are terrified because they may have to put off retirement because their savings accounts dwindled as markets fell.

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Trillions of dollars in savings have been lost -- forcing seniors to put off retirement, young people to postpone college, entrepreneurs to give up on the dream of starting a company.

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